Features
Payment Capabilities
The capabilities that power RealPay's products, recurring billing, instant payments, real-time tracking, and more.
Integration Ease (API Access)
Connect once, build anything, RealPay's RESTful API gives developers direct access to the full payments infrastructure across every product in the suite.
- Eliminates manual payment operations by automating submissions, retries, and reporting within existing workflows
- Enables product teams to build payment-native experiences without depending on a separate payment dashboard
- Reduces integration time with well-documented endpoints and developer support
Instant Payments
Payments confirmed in seconds, not days, instant payment capability means your business can act on money the moment it moves.
- Eliminates proof-of-payment chasing and manual order holds
- Enables immediate product fulfilment, access activation, or service delivery upon payment
- Reduces fraud risk, payment is confirmed before goods leave or services activate
Non-Disputable
Once paid, paid for good, non-disputable payments protect your revenue from chargebacks, reversals, and unauthorised disputes.
- Eliminates revenue lost to fraudulent or opportunistic payment disputes
- Reduces the operational cost of managing dispute cases, re-collections, and customer follow-up
- Provides payment finality that enables immediate fulfilment without holding orders pending clearance risk
Recurring Payments
Collect from customers automatically, on schedule, without chasing, recurring payments built into the products your business already uses.
- Eliminates manual re-billing and reduces your team's collections overhead
- Creates predictable, stable monthly revenue that is easier to forecast and report on
- Reduces customer churn through automatic renewal, no reliance on customers to remember to pay
Risk Reduction (Verification)
Verify bank accounts and identities before you collect or pay out, eliminate failed transactions, prevent fraud, and reduce costs before they hit.
- Reduces failed transaction rates by identifying invalid account details before submission
- Prevents fraud by flagging accounts linked to stolen identities or incorrect ownership details
- Saves on failed transaction fees, every prevented failure is a direct cost saving
Tracking
Know the status of every payment, at every stage, real-time transaction tracking and reporting that keeps your collections and reconciliation under control.
- Reduces time spent on manual reconciliation, transactions are matched automatically against references
- Enables proactive follow-up on failed payments without waiting for end-of-month reports
- Provides a complete audit trail for every transaction, supporting dispute resolution, compliance, and internal reporting