Product
E-Commerce
One payment gateway for cards and Instant EFT, with tokenisation for subscriptions, one-click checkout, and recurring billing built in.
RealPay's E-Commerce solution is a full-stack online payments gateway that gives businesses a single, secure integration for accepting both card payments and Instant EFT across their digital channels. Whether you operate a Shopify store, a custom-built website, or a bespoke booking or billing platform, the E-Commerce gateway connects your checkout to a reliable payments infrastructure without requiring separate integrations for each payment method.
The gateway includes built-in tokenisation, allowing businesses to store customer card details securely and use them for repeat purchases, subscription billing, and automated recurring payments, without the customer needing to re-enter their card information. This makes it particularly powerful for subscription businesses, online retailers with returning customer bases, and any platform that needs to support recurring digital billing at scale.
RealPay's E-Commerce integration is available across six African markets, South Africa, Namibia, Botswana, Lesotho, Zambia, and Uganda, giving regional businesses a single gateway that works across borders without separate merchant accounts or local banking relationships in each country.
What's included
Unified Gateway for Cards and Instant EFT
Accept Visa, Mastercard, and Instant EFT payments through a single integration, no separate payment method accounts, no fragmented reconciliation.
Tokenisation and Subscription Management
Store customer card details as secure tokens and use them for one-click repeat purchases or automated recurring billing cycles. Ideal for subscription platforms, SaaS products, and loyalty programmes.
Frictionless, Mobile-Optimised Checkout
A checkout flow designed for conversion, minimal steps, mobile-first layout, and no manual data entry, reducing cart abandonment and improving payment completion rates.
Secure Token Storage
Sensitive card data is never stored on the merchant's infrastructure. Tokenisation reduces compliance scope and protects both the merchant and the customer from data exposure.
Plug-and-Play Platform Integrations
Ready-made plugins for Shopify, WooCommerce, Magento, and other major e-commerce platforms, alongside direct API access for custom integrations.
Multi-Country Coverage
A single E-Commerce gateway integration supports transactions across South Africa, Namibia, Botswana, Lesotho, Zambia, and Uganda.
Who it’s for
RealPay's E-Commerce solution is suited for any business that accepts payments online and wants a single, scalable gateway to handle it:
- Online retailers wanting to accept both card and Instant EFT at checkout
- SaaS and subscription businesses running automated monthly card billing
- Travel, ticketing, and event platforms processing online bookings
- Any business expanding their digital payment acceptance across multiple African markets
- For anyone who needs secure payment solutions
Frequently asked questions
What payment methods does the gateway support?
The gateway accepts all major Visa and Mastercard card types (credit, debit, prepaid) and Instant EFT. Both local and international cards are supported.
How does tokenisation work for recurring billing?
When a customer pays for the first time, their card details are encrypted and stored as a token. Future recurring charges use that token automatically, the customer is not required to re-enter their card details each time.
Can the gateway handle subscription management natively?
Yes. RealPay's E-Commerce gateway supports automated recurring billing, allowing businesses to define billing schedules and have payments collected automatically on the specified dates.
How does the gateway reduce cart abandonment?
By providing a fast, mobile-optimised checkout with minimal fields and no page redirects for card payments, the gateway reduces the friction that causes customers to abandon at the payment step.
Does integrating the E-Commerce gateway require technical development?
For platforms like Shopify and WooCommerce, no coding is required, plugins are available for installation. For custom platforms, a RESTful API is available with full documentation.
Suited for
Payment flow
Optional add-ons