Product
RealPay TAP
Turn any NFC-enabled smartphone into a card terminal. Accept contactless payments in the field, on the floor, or on the go, no hardware required.
Add a dedicated POS terminal
Tap on your phone—or scale up to SUNMI P3.
RealPay TAP turns NFC-enabled Android phones into a contactless terminal with no extra hardware—ideal for mobile teams and lean operations. When you need a full countertop setup, the SUNMI P3 Smart Terminal pairs with the same RealPay platform: built-in printer, display, and PIN pad for busier checkouts and retail-grade workflows.
RealPay TAP is a software-based mobile Point-of-Sale solution that uses the NFC chip already built into any modern Android smartphone or tablet to accept contactless card payments, without the need for a separate card terminal. A business simply downloads the RealPay TAP app, completes onboarding, and is ready to accept Visa and Mastercard tap payments directly onto their device.
This fundamentally changes the economics of in-person payment acceptance. There is no hardware to purchase, no terminal to maintain, and no fixed countertop required. Any team member with a smartphone becomes a payment point, making RealPay TAP ideal for field sales, delivery operations, pop-up retail, and any other mobile or decentralised collections environment.
Beyond immediate tap-to-pay transactions, RealPay TAP supports tokenised recurring mandate capture, meaning a single tap can also set up a recurring billing agreement, making it a powerful tool for businesses that need to onboard customers for ongoing payments at the point of contact. Available in South Africa and Uganda.
What's included
Tap-on-Phone Technology
Accepts secure contactless payments directly on an NFC-enabled Android smartphone, no hardware, no peripheral device, no additional cost.
Zero Hardware Investment
Eliminate the cost of purchasing or renting dedicated card terminals. Any staff member with a compatible smartphone is a fully functional payment point from day one.
Recurring Mandate Capture via Tokenisation
A single tap can capture a customer's card details for tokenised recurring billing, allowing businesses to onboard customers for future collections at the point of interaction.
Built for Mobile and Decentralised Operations
Designed for field agents, delivery drivers, door-to-door sales teams, and pop-up retail environments where payment needs to happen wherever the customer is, not at a fixed point.
Fast, Simple Onboarding
Download the app, complete the KYC process, and start accepting payments. No technical expertise or extensive paperwork required.
Who it’s for
RealPay TAP is the right solution for any business that needs to accept in-person card payments without the infrastructure of a traditional POS setup:
- Field sales and insurance agent teams collecting premiums or deposits at the point of sale
- Delivery businesses collecting on delivery from customers who prefer to pay by card
- Market traders, pop-up retailers, and event vendors who need mobile payment capability
- Door-to-door service businesses collecting recurring mandate sign-ups in the field
- For anyone who needs secure payment solutions
Frequently asked questions
What devices are compatible with RealPay TAP?
RealPay TAP works on any modern NFC-enabled Android smartphone. The device must support Android 8.0 or above and have a functioning NFC chip.
What payment types does RealPay TAP accept?
RealPay TAP accepts contactless (tap-to-pay) Visa and Mastercard transactions, including physical cards and digital wallets like Apple Pay and Google Pay.
Is RealPay TAP secure?
Yes. The solution uses tokenisation and is certified to process card transactions securely. Card data is encrypted at the point of tap and is never stored on the device itself.
Can RealPay TAP be used to set up recurring payments?
Yes. In addition to one-time tap payments, the app can securely capture card details to establish a tokenised recurring billing mandate, giving businesses the ability to onboard customers for ongoing collections at the point of contact.
Is there a cost for the hardware?
No. RealPay TAP uses the NFC capability already built into your smartphone, there is no hardware to buy or rent.
Available in
Suited for
Payment flow
Integration
Included features
Optional add-ons